Specialty Coverage

Who We Insure

Nine product verticals. Different exposures. Different policies. Same broker who actually understands what your product is and what your insurance has to do when something goes wrong.

Specialty Verticals

Pick the category that fits your product.

Each vertical has its own page with the policy details, common claims, and a quote form built for that category.

01

Supplements & Vitamins

Capsules, gummies, powders, liquids

NSF/ANSI 173 and 21 CFR 111 cGMP coverage. The largest slice of our book and the category Amazon's January 2026 cGMP rule transformed.

See supplement insurance →
02

Beauty & Cosmetics

Indie skincare, color, fragrance

MoCRA compliant policies for skincare, color cosmetics, fragrance, and indie beauty. Sensitization claims, ingredient liability, retail expansion.

See beauty insurance →
03

OTC Products

Sun care, acne, sanitizer, topical pain

FDA monograph compliance, drug facts panel coverage, active ingredient liability. The category that needs drug-level coverage at supplement-level efficiency.

See OTC insurance →
04

Ingestible Beauty

Nutricosmetics, gummies, collagen drinks

Where supplement law meets cosmetic law. Hair-skin-nail gummies, collagen drinks, glow-from-within. Two regulatory frameworks, one policy.

See ingestible beauty insurance →
05

CBD & Hemp

Federally legal hemp products

Tinctures, topicals, edibles, beverages. Restricted carrier access for the brands the standard market won't touch. COA-aligned underwriting.

See CBD insurance →
06

Topical Products

Lotions, salves, balms

Penetration claims, sensitization exposure, topical-only delivery products. Sometimes cosmetic, sometimes OTC, often both.

See topical insurance →
07

Pet Supplements

NASC-aligned pet products

Pet supplements, treats, and food brands. NASC compliance, AAFCO labeling, the unique liability profile of products consumed by animals.

See pet supplement insurance →
08

Psychedelics

Where the law allows

Ketamine clinics, ibogaine retreats, plant-medicine adjacent businesses. Limited carrier appetite, careful underwriting, growing category.

See psychedelics insurance →
09

Nootropics & Functional Mushrooms

Lion's Mane to Alpha-GPC

Cognitive supplements, functional mushroom products, and the gray-zone nootropic category. Underwriting that understands the difference between Bacopa and Phenibut.

See nootropic insurance →

Don't see your category?

If your product touches a customer's body in any form, we probably write it. Send us your product details and we'll tell you what's possible.

Start my quoteOr call (765) 432-8989